How & When to Enroll in Medicare: A Simple Guide from Lourie Life & Health
When Do You Need to Enroll in Medicare?
If you're turning 65, you’ll need to enroll in Medicare three months before your 65th birthday—unless you're already receiving Social Security benefits. In that case, you'll be automatically enrolled in Medicare Parts A and B! But if you’re not on Social Security, you’ll need to enroll yourself, and our team can help you!
How Does Working Past 65 Affect Medicare Enrollment?
If you plan to keep working after 65 and have employer-provided health insurance, you might not need to enroll in Medicare right away. However, we want to review your specific situation. If you delay enrolling, you might face late enrollment penalties later, so it’s important to plan ahead.
What You’ll Need to Enroll
- When you’re ready to enroll, here’s what you’ll need:
- Your Social Security number
- Details about your existing health insurance plan (if applicable)
Step-by-Step Instructions for Enrolling in Medicare
- Start 3 Months Before Your 65th Birthday: It’s best to begin the enrollment process 3 months before you turn 65 to avoid any delays in coverage.
- Sign Up for Medicare Part A and/or Part B: You can sign up for Medicare Part A (hospital insurance) and Part B (medical insurance) through the Social Security Administration. You can do this in one of three ways:By phone: Call 1-800-772-1213 (TTY: 1-800-325-0778)
- Online: Visit www.socialsecurity.gov
- In person: Visit your local Social Security office
We Can Help!
Whether you’re just starting to explore your options or you’re ready to sign up, we’re here to provide the reliable guidance you need.
Call us today to schedule an appointment or if you have any questions! We’re happy to walk you through your enrollment options and ensure you get the coverage that fits your needs.
Head to our YouTube channel to watch the full YouTube video: https://www.youtube.com/watch?v=16z6GnDVPfA