Can you keep your Medicare Advantage plan for 2027? For most South Carolinians, yes. See when to make a change, and why to act before Annual Enrollment ends December 7.
Read Article >>New to the ACA Marketplace or shopping for 2027 coverage? Learn how the Affordable Care Act works in South Carolina, how subsidies lower your costs, and when to enroll.
Read Article >>Your ACA Marketplace renewal notice shows what your health plan will cost in 2027. Learn what to check before you auto-renew, and why comparing plans this year could save you money.
Read Article >>¿Busca un seguro médico para 2027? Conozca cómo funciona el Mercado de Seguros Médicos en Carolina del Sur, cómo los subsidios pueden reducir su prima y cuándo inscribirse.
Read Article >>Even with good health insurance, a hospital stay or serious diagnosis can bring big out-of-pocket bills. Learn how supplemental coverage pays you cash to help cover the gaps.
Read Article >>Scam calls targeting people with Medicare are on the rise. Learn how to spot fake agents, Medicare scams, and the grandparent scam, and what to do if you shared information.
Read Article >>Online quotes and AI tools are fast, but they can't check your doctors or help with a claim. Learn why a trusted local advisor still matters when choosing coverage.
Read Article >>Medicare now helps cover GLP-1 weight-loss medications like Wegovy and Zepbound for a $50 copay. Find out who qualifies, which drugs are covered, and how to get started.
Read Article >>Medicare covers therapy, counseling, depression screenings, and telehealth visits. Learn what mental health care is covered, what you'll pay, and how to get support.
Read Article >>Want to offer employee health insurance without breaking the budget? Learn how South Carolina small businesses can manage rising costs with fully insured, level-funded, and ICHRA options, and how a local broker can help at no cost to you.
Read Article >>When a loved one passes away, families should be allowed the
space to grieve and honor their memory. Unfortunately, many are instead faced
with immediate and unexpected financial pressure. Final expense insurance—often
called burial or funeral insurance—is a simple, affordable way to ensure those
costs are covered. But what happens if you don’t have a plan in place?
At Lourie Life & Health, we believe in protecting your
family’s financial future. Understanding the realities of end-of-life expenses
is the first step in making sure your loved ones aren’t left with a heavy
burden.
If anyone depends on your income, or would be left with your debts, you likely need life insurance. It can pay for final expenses, pay off a mortgage or business debts, and replace your income so your family can keep their lifestyle. Your needs change over time, so review your coverage after big life events or at least every few years.
Read Article >>Health insurance can be expensive, but thanks to the Affordable Care Act (ACA), there’s a way to make it more affordable for millions of Americans. If you’ve heard about ACA subsidies and $0 premium plans but aren’t sure how they work, you’re not alone! We’re here to help break it down and explain how you could save on your health coverage.
Trying to navigate the ins and outs of health insurance can sometimes feel like a whole new language, but understanding a few key terms is the first step toward making the most of your coverage. At Lourie Life & Health, we’re here to help you break it all down, so you can feel confident about your health insurance choices.
Read Article >>Are you or your spouse planning to continue working past age 65 and will still be covered by an employer health plan? You might be wondering how Medicare fits into the picture, and we’re here to help you understand how to make the right decision for you and your family.
Read Article >>Turning 65 and becoming eligible for Medicare is an important milestone, but figuring out how and when to enroll can feel overwhelming. At Lourie Life & Health, we’re here to guide you through the process so you can make informed decisions about your health coverage! Let’s talk Medicare enrollment: When you need to and what you’ll need for the process.
Navigating Medicare can feel overwhelming, especially when it comes to knowing when and how to enroll in or change your coverage plan. At Lourie Life & Health, we’re here to help simplify the process for you!
If you’re navigating Medicare, you might be wondering how to cover the out-of-pocket costs that Original Medicare doesn’t fully cover, like co-pays, co-insurance, and deductibles. That’s where Medicare Supplement Plans (also known as Medigap) come in. Keep reading to learn more about Medicare Supplement Plan basics, so you can make an informed decision that’s right for you!
If you’re eligible for Medicare, you’ve probably heard of Medicare Advantage (Part C). At Lourie Life & Health, our team is driven to help you understand how it works and whether it’s the right choice for you. Keep reading to learn what Medicare Advantage is, how the benefits work, and why it might be a good option if you’re looking for an all-in-one Medicare plan.
If you're approaching the age of 65 or are newly eligible for Medicare, understanding the basics of the program is essential for making informed decisions about your health care coverage. At Lourie Life & Health, we’re here to simplify Medicare and guide you through the process so you can feel confident about your insurance decision. Here’s a short and sweet breakdown of the four basic parts of Medicare: A, B, C, and D.
Medicare covers many preventive services at no cost to you when your provider accepts Medicare. These include a "Welcome to Medicare" visit, a yearly wellness visit, cancer screenings like mammograms and colonoscopies, heart disease and diabetes screenings, and vaccines like the flu shot. Medicare Advantage plans cover the same preventive services, often at $0 when you see in-network providers.
Read Article >>Call centers from TV ads can leave you with the wrong plan. See why a local, licensed South Carolina agent is a smarter choice for Medicare and health insurance, at no cost to you.
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