Supplemental Coverage

The good news is that with modern medicine, such critical illnesses as cancer, heart disease and stroke are survivable conditions.

The bad news is, the care that will save your life is very expensive.

That has a lot to do with the fact that, according to the American Association for Critical Illness Insurance, medical expenses were responsible for 60 percent of all bankruptcies across the nation in 2007 – and 78 percent of those folks had health insurance.

That’s why you might want to consider insurance especially designed to cover cancer and other critical illnesses.

Critical illness insurance can pay a lump-sum cash payment to cover expenses associated with a condition covered by your policy.

To find out more about how cancer and critical illness insurance works and whether it’s right for you, contact Lourie Life & Health.

A sudden accident or serious illness can wipe out everything you’ve worked and saved for your whole life.

And your medical insurance plan may not help with some of the inevitable costs associated with a hospital stay – or with ambulance trips, outpatient surgery or a host of other expenses. Not to mention co-pays, deductibles and other out-of-pocket costs.

Hospital Indemnity insurance policy can pay much-needed cash to you or your designee in the event that you are laid up with growing expenses, providing a fixed daily, weekly or monthly benefit.

This type of cash-benefit coverage is no substitute for major medical insurance, but it helps you tend to those unexpected costs that your regular insurance doesn’t cover.