Understanding Health Insurance & The Basics of the Affordable Care Act (ACA)

Navigating health insurance can be overwhelming, but the Affordable Care Act (ACA) offers important protections and opportunities for many individuals and families. That’s why our team is here to break down how the ACA works and how it can benefit you.

What Is the Affordable Care Act (ACA)?

The ACA is a federal law designed to make health insurance more affordable and accessible. It provides protections for consumers, such as preventing insurance companies from denying coverage due to pre-existing conditions. The ACA also allows you to shop for health insurance through state-based marketplaces, where you may qualify for financial assistance.

Financial Assistance and Subsidies

One of the biggest advantages of the ACA is the subsidies (allowances) available to lower your insurance premiums. Depending on your income, you may be eligible for financial assistance to make health insurance more affordable, helping you get the coverage you need without breaking your budget!

How We Can Help

Navigating the ACA can feel complicated, but you don’t have to do it alone. Our team of licensed agents at Lourie Life & Health is here to guide you through the process—at no cost to you. We’ll help you find the right plan based on your needs and budget. Our offices are located in Columbia, Greenville, and Myrtle Beach.

Contact us today at (803) 256-2067 to speak with one of our experts and start simplifying your health insurance journey. Let us help you make informed decisions for yourself and your family!

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